Administrative Wage Garnishment Calculator

Employers may use this each pay period to calculate the Wage Garnishment Amount to be deducted from the debtor's disposable pay. Disposable pay includes, but is not limited to: salary, overtime, bonuses, commissions, sick leave and vacation pay. If section 2(a) of the Wage Garnishment Order specifies the dollar amount to be garnished, you do not need to use this calculator.

DISPOSABLE PAY COMPUTATION

Follow steps 1-4 to calculate disposable pay. Enter dollar amounts without commas or "$"
(Example: 1075.00)

Pay Period Frequency (select one)

Enter gross amount paid to employee

Enter Amounts Withheld:
a. Federal income tax
b. F.I.C.A. (social security)
c. Medicare
d. State tax (including income tax, unemployment, disability)
e. City/Local tax
f. Health insurance premiums
g. Involuntary retirement or pension plan payments

a. Total Deductions (lines a-g above) =
b. Disposable Pay =
c. 25% of Disposable Pay =

WAGE GARNISHMENT AMOUNT COMPUTATION
Follow steps 5-7 to calculate the total garnishment amount.

Enter total Amounts Withheld Under Other Wage Withholding Orders with Priority. See section 2(b) of the Order. (NOTE: If the employee's wages are not subject to any withholding orders with priority, enter 0.)

Enter the percentage from section 2(b)(1) of the Wage Garnishment Order (may not exceed 15%). Example: If the percentage is 15%, enter .15 as a decimal.
a. Amount Equivalent to 30x the Federal Minimum Wage of $7.25 = (based on your pay frequency)
Weekly or less = $217.50
Every other week = $435.00
2x per month = $471.25
Monthly = $942.50
b. Total Disposable Pay Minus Amount Above =
c. 25% of Disposable Pay Minus Amounts Withheld Under Other Wage Withholding Orders with Priority =

NOTE: If the amount below is greater than the amounts in boxes 6.b or 6.c above, the garnishment amount is the lesser of the three.

Last modified 10/23/19