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Bureau of the Fiscal Service
Reference & Guidance

Gold Book

The Gold Book is the Check Reclamation Guide. Check reclamation is a recovery procedure used by the Fiscal Service to obtain refunds (reclamations) from a financial institution for paid U.S. Treasury checks.

All U.S. Treasury checks, regardless of the payment type, are subject to check reclamation procedures.

Table of Contents

Section 1: Introduction

Section 2: Request for Refund (Check Reclamation)

The Request for Refund (Check Reclamation) has been renamed the Notice of Direct Debit (U.S. Treasury Check Reclamation). The Request for Refund (Check Reclamation) was sent to financial institutions for reclamations initiated prior to October 19, 2011.

Section 3: Information Requests

This section consists of the following topics:

  • How to Request Duplicate Reclamations
  • Requesting Other Types of Information

Section 4: Protests

This section consists of the following topics:

  • General Information
  • How to Protest a Check Reclamation

Section 5: Overpayments

Section 6: Offsets

The information in this section applies only to reclamations initiated prior to October 19, 2011 listed on the Request for Refund (Check Reclamation).

Section 7: Legal Basis

This section cites the laws and regulations governing the check reclamation process.

Section 8: Contacts

Who to contact if you need help.

Section 9: Glossary

Glossary of terms.

Full Gold Book

Last modified 07/16/21