Grants & Loans

Contrary to the impression of many people, the Treasury Department generally does not administer any financial assistance, loan, or loan guarantee programs to individuals or businesses nor does Congress set aside any monies for grants to start and/or expand a small business.

Related Resources:

Federal Domestic Assistance Catalog

A government-wide compendium of federal programs, projects, services, and activities that provide assistance or benefits to the American public. It contains financial and nonfinancial assistance programs administered by departments and establishments of the federal government.

Government Benefits at GovBenefits.Gov

The official benefits website of the U.S. government, with information on over 1,000 benefit and assistance programs.

Grants.gov

Find and apply for federal government grants; determine whether you are eligible for grant opportunities offered on this site.

(Grants.gov does not provide personal financial assistance.)

Making Home Affordable

The Home Affordable Refinance Program gives up to 4 to 5 million homeowners an opportunity to refinance into more affordable monthly payments with loans owned or guaranteed by Fannie Mae or Freddie Mac. The Home Affordable Modification Program commits $75 billion to keep up to 3 to 4 million Americans in their homes by preventing avoidable foreclosures.

Small Business Administration

The SBA helps Americans start, build and grow businesses. Programs include financial and federal contract procurement assistance, management assistance, and specialized outreach to women, minorities and armed forces veterans. The SBA also provides loans to victims of natural disasters and specialized advice and assistance in international trade.