Paper Checks Are Going Away – Here’s What You Need to Know
August 14, 2025
Washington, DC – Big changes are coming! Starting September 30, 2025, the federal government will stop issuing paper checks for most federal payments. That means if you’re still receiving federal check payments, it’s time to switch to an electronic payment method.
“With paper checks over 16 times more likely to get lost, stolen, altered, or delayed, we encourage those still receiving paper checks to make the switch today. Electronic payments such as direct deposit are safer than checks, allow quicker access to funds, and have less risk of fraud,” said Fiscal Service Chief Disbursing Officer Linda Chero.
Here’s what to know before the deadline:
No action is required for most Americans who already receive federal benefit payments or receive tax refunds electronically.
If you get benefits like Social Security or Veterans payments by check, you can enroll in direct deposit using one of the following options:
- Follow the instructions provided by the federal agency that pays your benefits. A list of the paying agencies’ contact information can be found at https://GoDirect.gov/gpw/paying-agencies/?language=en.
- Call the Electronic Payment Solution Center at 800-967-6857, Monday – Friday from 9 a.m. to 7 p.m. ET
- Enroll online at GoDirect.gov
No bank account? No problem. You can safely access resources to open an account at FDIC.gov/GetBanked or MyCreditUnion.gov.
You can also sign up for a Direct Express® debit card. Direct Express® is a Treasury-sponsored debit card where you can receive your monthly benefit payments electronically. Individuals without a bank account can sign up by calling Treasury’s Electronic Payment Solution Center at 800-967-6857 or by contacting their paying agency directly.
If you are a government vendor, update your SAM.gov registration with valid bank account information. For assistance, contact the SAM.gov help desk at 866-606-8220, Monday – Friday from 8 a.m. to 8 p.m. ET. If you are a government vendor who already has a bank account registered with SAM.gov, you may need to work with your paying agency to ensure they issue your payments electronically.
The public should continue to follow instructions from their relevant paying agency and can expect sufficient notification of any additional requirements to avoid delays or disruptions.
Beware of government impersonation scams. Before responding to a request, check it out and verify it by contacting the agency using a website or phone number you know is real. If you’re unsure, ask a trusted source, like your bank, a friend, or family member for help.
Don’t wait. Make the switch today to avoid a payment delay!
See also the U.S. Department of the Treasury’s related press release.