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***IMPORTANT SBA COVID EIDL UPDATE***

Treasury cannot return COVID EIDL or COVID PPP loan debts back to the Small Business Administration. We are aware that there may be misinformation online falsely suggesting that Treasury may return these debts to SBA, please refer to our online resources for reliable information.

As of September 2025, SBA started referring delinquent COVID EIDL debts to the Bureau of the Fiscal Service’s Cross-Servicing program. Once referred, it may take up to 21 days for a demand letter to be mailed to you. To make a payment, please follow the instructions provided in the letter sent to you by Fiscal Service or a Private Collection Agency.

The Bureau of Fiscal Service cannot help with debts being serviced at a Private Collection Agency. If you have questions about a debt being serviced at a Private Collection Agency, please review your demand letter for contact information for that Private Collection Agency.

Loans in default remain eligible for offset through the Treasury Offset Program.

General information and guidance for our debt collection programs is available at https://fiscal.treasury.gov/debt-management/index.html.

For specific questions about a debt that has been referred to the Bureau of the Fiscal Service Cross-Servicing program for collection, please contact the Cross Servicing Call Center between 7:30am – 4:30pm (Central Time) Monday to Friday for English. Spanish-speaking agents are available from 8:30am to 11:30am and 12:30pm to 3:30pm (Central Time).

If you have specific questions about a debt that has been referred to Fiscal Service’s Treasury Offset Program (TOP), you must call the referring creditor agency. If you do not know who that agency is, please call the TOP IVR.

You may also send written correspondence to:

U.S. Department of the Treasury 
P.O. Box 830794 
Birmingham, AL, 35283-0794 
Fax: (855) 292-9700

If you would like to correspond with Fiscal Service on behalf of a debtor, you must have authorization, such as a power of attorney or a completed authorization form.

For information about how to make a payment to a debt in the Cross-Servicing program, please visit https://fiscal.treasury.gov/cross-servicing/resources/make-a-payment.html.

If you would like to contact our Centralized Receivables Service (CRS), please call a CRS Payment Servicing Specialist at 1-888-618-3103 or send correspondence to PO Box 19296, Springfield, IL 62794-9296.

Update for Small Business Administration (SBA) COVID-19 Economic Injury Disaster Loan (COVID EIDL) debts:

As of May 20, 2024, all SBA COVID EIDL debts are being serviced through SBA. Please make future payments through SBA’s online portal: lending.sba.gov.

Loans in default remain eligible for offset through the Treasury Offset Program. If you have made previous payments to Fiscal Service, those amounts have been credited to your debt.

If you have questions about your debt or any payment agreement, please visit MySBA Loan Portal at lending.sba.gov or call SBA at (833) 853-5638

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