Electronic Commerce (eCommerce)
Treasury eCommerce Collections
The U.S. Treasury's Bureau of the Fiscal Service (Fiscal Service) provides the public with a suite of cutting-edge electronic payment options that align with online payment standards and move the federal government closer to achieving an all-electronic Treasury.
We're also ensuring that a full suite of eCommerce options is available to U.S. government agencies as we increasingly require those agencies to convert to electronic methods of payment.
We're working with many other organizations that share our goal of offering citizens online options to make payments to the federal government.
We'll continue to promote these key customer benefits:
- convenience - make payments online anytime
- ease - simple straightforward and immediate
We have 3 eCommerce tools for customers
The eCommerce initiative includes 3 primary tools:
- Digital Wallets
- The Mobile Program
- On-Line Bill Payment
Digital Wallets are for consumers who don't want to use a credit card or who don't want to give their bank account information to many groups online.
We offer three types of Digital Wallets through Pay.gov.
Digital Wallets – enabled for U.S. Govt. Payments
PayPal allows users to connect with just a username and password. Users have access to their stored account balances, bank accounts, credit cards, and even pre-paid cards.
Dwolla is focused on lowering transactional costs for its users and its merchants/businesses.
Amazon Payments is a way for customers to make payments or purchase goods and services from US based websites using the payment methods stored within an Amazon.com account.
The Mobile Program
The Fiscal Service plans to adopt a comprehensive mobile application back end that will be made available to all federal government agencies. The agency-facing mobile app will allow agencies to accept checks, credit and debit cards, and other payment methods through smart phones.
The Fiscal Service has also developed a public-facing mobile app that will allow people to pay by checks, cards, and digital wallets through their smart phones. We'll continue moving forward with all of the extensions of mobile payments technology as the industry develops solutions for customer convenience, security, connectivity, and ease-of-use.
On-Line Bill Payment
On-Line Bill Payment is a convenient way for consumers to pay federal government bills through their banks’ online websites. The Credit Gateway program area helps agencies set up biller profiles on the On-Line Bill Payment network. Consumers can then include agencies in their list of valid billers on their banks’ bill payment websites. They can pay these bills online from their bank account in the same way they pay other bills online.