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Credit Gateway

What is the Credit Gateway?

The Credit Gateway is a convenient way for federal agencies to get their money from Fedwire and Automated Clearing House (ACH) transactions.

A commercial bank operates the Credit Gateway for us by processing transactions and settling them at Federal Reserve Banks.

As collections are processed, transaction data is simultaneously sent to the Fiscal Service's Collections Information Repository (CIR).

You can get your agency's information about Fedwire and ACH deposits from CIR.

With Credit Gateway, we can:

  • reduce costs
  • monitor transactions better, letting you see your agency's cash flow in greater detail
  • help your agency make monetary decisions faster by giving you almost immediate access to information about transactions

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