Business People

US Debit Card

The U.S. Debit Card is a magnetic-stripe bankcard that federal agencies can use to make payments to individuals, and is a flexible method to pay for miscellaneous or nonrecurring outlays, or to allow government employees access to cash for their official duties.

The Bureau of the Fiscal Service (Fiscal Service), a bureau of the U.S. Department of the Treasury, uses the flexibility of this card to lower the cost of having cash funds outside of the general account.

Fiscal Service developed the debit card to reduce the workload for accountants, staff, auditors, ERP (enterprise resource planning) integration, and other areas.

How does the U.S. Debit Card work?

Federal agencies can load the card with any amount of value, and then issue the card to a federal payee.   

Once issued, the card may be used at automated teller machines (ATM) to make cash withdrawals, or at point-of-sale (POS) terminals to make retail purchases.

  • The card may be disposable, where a fixed amount of value is loaded onto the card, and, once this value is spent, the card can be discarded.
  • The card can also be reloadable if the agency makes multiple payments to the payee.

The U.S. Debit Card may be issued immediately to a payee in a federal agency's field office, or from a central office and mailed to the payee or distributed some other way. All value loaded onto the cards is PIN protected and backed by a commercial bank.

For detailed information about using debit cards for your transactions, see U.S. Debit Card


U.S. Debit Card Program - Bureau of the Fiscal Service

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