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Debt Management Services

Debt Management Services

As part of the U.S. Department of the Treasury's Bureau of the Fiscal Service, Debt Management Services, or DMS, works with federal government agencies to provide debt collection services. We also provide debt collection services to the states.

Debt Collection Improvement Act

The Debt Collection Improvement Act of 1996 (DCIA) centralizes the collection of delinquent, nontax federal debts within Treasury, and requires agencies to refer those debts to Treasury for collection and to report them to credit bureaus. The DCIA also allows agencies to garnish – without a court order – the wages of non-federal employees who owe delinquent, nontax federal debts, and bars delinquent debtors from obtaining federal loans or loan guarantees until they resolve those debts.


Frequently Asked Questions (FAQs) on Economic Impact Payments and the Treasury Offset Program

Frequently Asked Questions (FAQs) on the Collection of Federal Nontax Debts through the Cross-Servicing Program during COVID-19

Looking for Program-Specific Information?

Learn about all DMS programs, or visit specific programs using the options below:

Do Not Pay

Detects and prevents improper payments made by federal agencies.

Centralized Receivables Service

Assists federal agencies in managing accounts receivable.

Treasury Offset Program

Collects delinquent debts, including unpaid loans, overpayments, fines, penalties, and child support obligations, by offsetting eligible federal and state payments, including federal benefit, tax refunds, salary, civil service and limitary retirement, and vendor payments.


Collects delinquent, non-tax debts through various means, including administrative wage garnishment and credit bureau reporting.

Legal Authorities & Resources

Public Laws Debt Collection Statutes Executive Orders
Code of Federal Regulations TFM Volume 1, Part 4, Chapter 4000 Treatise on Federal Nontax Law Due Process Guidelines Guides, Forms, & Downloads Managing Federal Receivables Federal Student Loans Additional Links

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Last modified 04/13/20